About Subject2

Acquire property with minimal cash, secure a low-interest rate

Subject 2 is a creative way to purchase a property in which the buyer simply steps in the shoes of the seller assuming their existing mortgage.

  • Acquire property with minimal cash
  • Secure a low-interest rate
  • Incur minimal closing costs
  • Bypass a qualification process
  • No impacting personal or company debt-to-income ratios
Available Listings
$350,000 Purchase Price
Monthly Payment $1,125.00 $2,620.00
Subject2 Interest 4.5% 12%
Down Payment $50,000 $87,500
Closing Costs $2,500 $18,000

Save $120,000 on interest

0% Management Fees

What are our investors are saying about Subject2

Buying a property has never been so easy Subject 2 gave me a complete underwriting of values, costs and projected returns

Anthony M

Owning a property Subject 2 gave me the ability to sell my property with Seller financing and make an extra $25,000

Adrian H

I’m a new investor and the staff at Subject 2 explained everything thoroughly and walked me through both buying and selling my first investment property

Jeff O
Down payment

With traditional financing, prospective buyers are typically required to provide a substantial down payment to secure a mortgage loan.

$87,000 Traditional Financing
$50,000 Subject2
Closing Costs

Under traditional financing arrangements, buyers often face substantial closing costs, which can include fees for loan origination, appraisal, title insurance, and more.

$18,000 Traditional Financing
$2,500 Subject2
Time to close

The process of closing on a property typically takes around 30 days from the acceptance of the offer to the finalization of the sale.

30 days Traditional Financing
10 days Subject2

Start Your
Investing Journey

Generate steady monthly returns investing in over collateralized real estate debt to buy distressed single family homes direct from owners and estates